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Argentum Technologies Private Limited and its subsidiaries and affiliates and Associate Companies (individually and/ or collectively, "CurrencyKart") is/are concerned about the privacy of the data and information of users (including sellers and buyers/customers whether registered or non- registered) accessing, offering, selling or purchasing products or services on CurrencyKart’s websites, mobile sites or mobile applications ("Website") on the Website and otherwise doing business with CurrencyKart. “Associate Companies” here shall have the same meaning as ascribed in Companies Act, 2013.
The “Information” (which shall also include data) provided by You to CurrencyKart or collected from You by CurrencyKart may consist of “Personal Information” and “Non-Personal Information”.
CurrencyKart may also collect information other than Personal Information from You through the Website when You visit and / or use the Website. Such information may be stored in server logs. This Non-Personal Information would not assist CurrencyKart to identify You personally.
Ads: CurrencyKart may use third-party service providers to serve ads on CurrencyKart’s behalf across the internet and sometimes on the Website. They may collect Non- Personal Information about Your visits to the Website, and Your interaction with our products and services on the Website.
Your Information will primarily be stored in electronic form however certain data can also be stored in physical form. We may store, collect, process and use your data in countries other than Republic of India but under compliance with applicable laws. We may enter into agreements with third parties (in or outside of India) to store or process your information or data. These third parties may have their own security standards to safeguard your information or data and we will on commercial reasonable basis require from such third parties to adopt reasonable security standards to safeguard your information / data.
CurrencyKart collects, uses, stores and processes Your Information for any purpose as may be permissible under applicable laws (including where the applicable law provides for such collection, usage, storage or processes in accordance with the consent of the user) connected with a function or activity of each of CurrencyKart entities and shall include the following:
2.1 to facilitate Your use of the Website or other services of CurrencyKart entities;
2.2 to respond to Your inquiries or fulfil Your requests for information about the various products and services offered on the Website;
2.3 to provide You with information about products and services available on the Website and to send You information, materials, and offers from CurrencyKart;
2.4 to send You important information regarding the Website, changes in terms and conditions, user agreements, and policies and/or other administrative information;
2.5 to send You surveys and marketing communications that CurrencyKart believes may be of interest to You;
2.6 to personalize Your experience on the Website by presenting advertisements, products and offers tailored to Your preferences;
2.7 to help You address Your problems incurred on the Website including addressing any technical problems;
2.8 if You purchase any product or avail of any service from the Website, to complete and fulfil Your purchase, for example, to have Your payments processed, communicate with You regarding Your purchase and provide You with related customer service;
2.9 for proper administering of the Website;
2.10 to conduct internal reviews and data analysis for the Website (e.g., to determine the number of visitors to specific pages within the Website);
2.11 to improve the services, content and advertising on the Website;
2.12 to provide value added services such as Single Sign On. Single Sign On shall mean a session/user authentication process that permits a user to enter his/her name or mobile number or e-mail address or any combination thereof and password in order to access multiple websites and applications;
2.13 to facilitate various programmes and initiatives launched by CurrencyKart or third party service providers and business associates
2.14 toanalyze how our services are used, to measure the effectiveness of advertisements, to facilitating payments
2.15 to conducting academic research and surveys
2.16 to protect the integrity of the Website;
2.17 to respond to legal, judicial, quasi judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law;
2.18 to conduct analytical studies on various aspects including user behaviour, user preferences etc.;
2.19 to permit third parties who may need to contact users who have bought products from the Website to facilitate installation, service and any other product related support;
2.20 to implement information security practices;
2.21 to determine any security breaches, computer contaminant or computer virus;
2.22 to investigate, prevent, or take action regarding illegal activities and suspected fraud,
2.23 to undertake forensics of the concerned computer resource as a part of investigation or internal audit;
2.24 to trace computer resources or any person who may have contravened, or is suspected of having or being likely to contravene, any provision of law including the Information Technology Act, 2000 that is likely to have an adverse impact on the services provided on any Website or by CurrencyKart;
[Individually and collectively referred to as (“Purposes”)] You hereby agree and acknowledge that the Information so collected is for lawful purpose connected with a function or activity of each of the CurrencyKart entities or any person on their respective behalf, and the collection of Information is necessary for the Purposes.
3.1 The Services are not available to You hereby unconditionally agree and permit that CurrencyKart may transfer, share, disclose or part with all or any of Your Information, within and outside of the Republic of India to various CurrencyKart entities and to third party service providers / partners / banks and financial institutions for one or more of the Purposes or as may be required by applicable law. In such case we will contractually oblige the receiving parties of the Information to ensure the same level of data protection that is adhered to by CurrencyKart under applicable law.
3.4 CurrencyKart may also share Personal Information if CurrencyKart believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of various terms and conditions or our policies.
3.5 We reserve the right to disclose your information when required to do so by law or regulation, or under any legal obligation or order under law or in response to a request from a law enforcement or governmental agency or judicial, quasi-judicial or any other statutory or constitutional authority or to establish or exercise our legal rights or defend against legal claims.
3.6 You further agree that such disclosure, sharing and transfer of Your Personal Information and Non-Personal Information shall not cause any wrongful loss to You or to any third party, or any wrongful gain to us or to any third party.
4.1 Links to third-party advertisements, third-party websites or any third party electronic communication service may be provided on the Website which are operated by third parties and are not controlled by, or affiliated to, or associated with, CurrencyKart unless expressly specified on the Website.
5.1 The security of your Personal Information is important to us. CurrencyKart strives to ensure the security of Your Personal Information and to protect Your Personal Information against unauthorized access or unauthorized alteration, disclosure or destruction. For this purpose, CurrencyKart adopts internal reviews of the data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where CurrencyKart stores Your Personal Information. Each of the CurrencyKart entity shall adopt reasonable security practices and procedures as mandated under applicable laws for the protection of Your Information. Provided that Your right to claim damages shall be limited to the right to claim only statutory damages under Information Technology Act, 2000 and You hereby waive and release all CurrencyKart entities from any claim of damages under contract or under tort.
5.2 If you choose a payment gateway to complete any transaction on Website then Your credit card data may be stored in compliance with industry standards/ recommended data security standard for security of financial information such as the Payment Card Industry Data Security Standard (PCI-DSS)..
5.3 CurrencyKart may share your Information with third parties under a confidentiality agreement which inter alia provides for that such third parties not disclosing the Information further unless such disclosure is for the Purpose. However, CurrencyKart is not responsible for any breach of security or for any actions of any third parties that receive Your Personal Information. CurrencyKart is not liable for any loss or injury caused to You as a result of You providing Your Personal Information to third party (including any third party websites, even if links to such third party websites are provided on the Website).
5.4 Notwithstanding anything contained in this Policy or elsewhere, CurrencyKart shall not be held responsible for any loss, damage or misuse of Your Personal Information, if such loss, damage or misuse is attributable to a Force Majeure Event (as defined below).
5.5 "Force Majeure Event" shall mean any event that is beyond the reasonable control of CurrencyKart and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system or computer network,, computer crashes, breach of security and encryption (provided beyond reasonable control of CurrencyKart), power or electricity failure or unavailability of adequate power or electricity.
5.6 While We will endeavor to take all reasonable and appropriate steps to keep secure any Personal Information which We hold about You and prevent unauthorized access, You acknowledge that the internet or computer networks are not fully secure and that We cannot provide any absolute assurance regarding the security of Your Personal Information.
5.7 You agree that all Personal Information shall be retained till such time required for the Purpose or required under applicable law, whichever is later. Non-Personal Information will be retained indefinitely..
6.1 You agree and acknowledge that You are providing your Information out of your free will. You have an option not to provide or permit CurrencyKart to collect Your Personal Information or later on withdraw Your consent with respect to such Personal Information so provided herein by sending an email to the grievance officer or such other electronic address of the respective CurrencyKart entity as may be notified to You. In such case, You should neither visit any Website nor use any services provided by CurrencyKart entities nor shall contact any of CurrencyKart entities. Further, CurrencyKart may not deliver products to You, upon Your order, or CurrencyKart may deny you access from using certain services offered on the Website.
6.2 You can add or update Your Personal Information on regular basis. Kindly note that CurrencyKart would retain Your previous Personal Information in its records.
7.2 For Argentum Technologies Private Limited:
8.2 You are also under an obligation to use this Website for reasonable and lawful purposes only, and shall not indulge in any activity that is not envisaged through the Website.
9.1 is clear and easily accessible and provide statements of CurrencyKart policies and practices with respective to the Information;
9.2 The trademarks, logos and service marks displayed on the Website ("Marks") are the property of CurrencyKart or their vendors or respective third parties. You are not permitted to use the Marks without the prior consent of CurrencyKart, the vendor or the third party that may own the Marks.
9.3 provides for the various types of personal or sensitive personal data of information to be collected;
9.4 provides for the purposes of collection and usage of the Information;
9.5 provides for disclosure of Information; and
9.6 provides for reasonable security practices and procedures.